{"id":80612,"date":"2026-06-04T10:07:01","date_gmt":"2026-06-04T02:07:01","guid":{"rendered":"https:\/\/borakdaily.com\/?p=80612"},"modified":"2026-06-04T10:07:01","modified_gmt":"2026-06-04T02:07:01","slug":"gagal-tamat-phd-cambridge-wanita-penjamin-perlu-bayar-mara-rm857000","status":"publish","type":"post","link":"https:\/\/borakdaily.com\/ms\/gagal-tamat-phd-cambridge-wanita-penjamin-perlu-bayar-mara-rm857000\/","title":{"rendered":"Gagal Tamat PhD Cambridge, Wanita &#038; Penjamin Perlu Bayar MARA RM857,000"},"content":{"rendered":"<div id=\"borak-3922845415\" class=\"borak-before-content borak-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5543034142087042\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block; text-align:center;\" data-ad-client=\"ca-pub-5543034142087042\" \ndata-ad-slot=\"5328555284\" \ndata-ad-layout=\"in-article\"\ndata-ad-format=\"fluid\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:16f5de35-b120-47b4-b706-5f4c4cd00d73-2\" data-is-intersecting=\"true\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:16f5de35-b120-47b4-b706-5f4c4cd00d73-2\" data-turn-id-container=\"request-WEB:16f5de35-b120-47b4-b706-5f4c4cd00d73-2\" data-testid=\"conversation-turn-6\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"105b92b8-9e37-46fc-84e9-ebad07692494\" data-message-model-slug=\"gpt-5-5\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"89\" data-end=\"328\">Mahkamah Tinggi Sungai Petani menolak rayuan seorang wanita dan tiga penjaminnya terhadap keputusan Mahkamah Sesyen yang mengarahkan mereka membayar balik pinjaman pendidikan Majlis Amanah Rakyat (MARA) berjumlah RM857,000.<\/p>\n<p data-start=\"330\" data-end=\"563\">Menurut laporan Free Malaysia Today, Pesuruhjaya Kehakiman Darmafikri Abu Adam dalam penghakiman bertulis yang dikeluarkan minggu lalu berkata, tiada merit dalam rayuan yang dikemukakan selain tiada alasan untuk mahkamah campur tangan terhadap keputusan Mahkamah Sesyen.<\/p>\n<div id=\"attachment_80613\" style=\"width: 1610px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-80613\" class=\"wp-image-80613 size-full\" src=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/24fd2021-kompleks-mahkamah-sungai-petani-fb-020626-1.avif\" alt=\"\" width=\"1600\" height=\"1000\" srcset=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/24fd2021-kompleks-mahkamah-sungai-petani-fb-020626-1.avif 1600w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/24fd2021-kompleks-mahkamah-sungai-petani-fb-020626-1-300x188.avif 300w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/24fd2021-kompleks-mahkamah-sungai-petani-fb-020626-1-1024x640.avif 1024w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/24fd2021-kompleks-mahkamah-sungai-petani-fb-020626-1-768x480.avif 768w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/24fd2021-kompleks-mahkamah-sungai-petani-fb-020626-1-1536x960.avif 1536w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/24fd2021-kompleks-mahkamah-sungai-petani-fb-020626-1-18x12.avif 18w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><p id=\"caption-attachment-80613\" class=\"wp-caption-text\">Foto arkib: Free Malaysia Today<\/p><\/div>\n<p data-start=\"565\" data-end=\"724\">Menurut beliau, keputusan mahkamah perbicaraan adalah munasabah, disokong oleh keterangan yang dikemukakan dan tidak menunjukkan sebarang kesilapan yang nyata.<\/p>\n<p data-start=\"726\" data-end=\"793\">Mahkamah turut memerintahkan perayu membayar kos sebanyak RM10,000.<\/p>\n<p data-start=\"795\" data-end=\"1048\">Siti Norbaya Ahmad Nor, 45, menerima pinjaman MARA pada 2011 bagi melanjutkan pengajian peringkat sarjana di University of Manchester sebelum memperoleh pinjaman kedua pada 2013 untuk mengikuti pengajian doktor falsafah (PhD) di University of Cambridge.<\/p>\n<p data-start=\"1050\" data-end=\"1202\">Tiga ahli keluarganya iaitu Siti Zaliha Ahmad Nor, Siti Farhana Ahmad Nor dan Jamilah Long bertindak sebagai penjamin bagi kedua-dua pinjaman berkenaan.<\/p>\n<p data-start=\"1204\" data-end=\"1317\">MARA memulakan tindakan undang-undang selepas mendakwa wanita itu gagal membayar balik pinjaman yang diterimanya.<\/p>\n<p data-start=\"1319\" data-end=\"1514\">Dalam rayuannya, Siti Norbaya berhujah bahawa dia telah menamatkan pengajian sarjana dalam tempoh ditetapkan selain mendakwa tuntutan MARA bagi pinjaman 2011 terhalang oleh Akta Had Masa 1953.<\/p>\n<div id=\"attachment_80614\" style=\"width: 1386px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-80614\" class=\"wp-image-80614 size-full\" src=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/Wanita_pegang_dokumen_mahkamah_2026060409511.png\" alt=\"\" width=\"1376\" height=\"768\" srcset=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/Wanita_pegang_dokumen_mahkamah_2026060409511.png 1376w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/Wanita_pegang_dokumen_mahkamah_2026060409511-300x167.png 300w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/Wanita_pegang_dokumen_mahkamah_2026060409511-1024x572.png 1024w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/Wanita_pegang_dokumen_mahkamah_2026060409511-768x429.png 768w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/06\/Wanita_pegang_dokumen_mahkamah_2026060409511-18x10.png 18w\" sizes=\"auto, (max-width: 1376px) 100vw, 1376px\" \/><p id=\"caption-attachment-80614\" class=\"wp-caption-text\">Foto: Janaan AI<\/p><\/div>\n<p data-start=\"1516\" data-end=\"1643\">Bagaimanapun, Darmafikri memutuskan bahawa terma kontrak yang dipersetujui adalah mengikat dan perlu dipatuhi oleh semua pihak.<\/p>\n<p data-start=\"1645\" data-end=\"1820\">Beliau berkata, Klausa 4.6 surat tawaran Mara 2013 dan Klausa 3.1(a) perjanjian pinjaman 2013 dengan jelas mewajibkan perayu menamatkan pengajian PhD dalam tempoh empat tahun.<\/p>\n<p data-start=\"1822\" data-end=\"2007\">Menurut penghakiman itu, menerusi surat bertarikh 15 Februari 2017, Siti Norbaya mengakui tidak dapat menamatkan pengajian dalam tempoh tajaan dan diberikan lanjutan sehingga Ogos 2017.<\/p>\n<p data-start=\"2009\" data-end=\"2066\">Namun, dia masih gagal menamatkan pengajian berkenaan.<\/p>\n<h5 style=\"text-align: center;\" data-start=\"2068\" data-end=\"2198\"><em>\u201cMahkamah mendapati kegagalannya menamatkan pengajian dalam tempoh empat tahun dan tujuh bulan merupakan satu kemungkiran kontrak.<\/em><\/h5>\n<h5 style=\"text-align: center;\" data-start=\"2200\" data-end=\"2323\"><em>\u201cSehubungan itu, Mara berhak menuntut bayaran balik keseluruhan jumlah pinjaman menurut perjanjian pinjaman 2013,\u201d <\/em>katanya.<\/h5>\n<p data-start=\"2325\" data-end=\"2491\">Darmafikri turut menegaskan bahawa dakwaan perayu memperoleh status kemasukan semula (reinstatement) daripada universiti tersebut tidak melibatkan atau mengikat MARA.<\/p>\n<p data-start=\"2493\" data-end=\"2627\">Beliau juga mengambil maklum dapatan Mahkamah Sesyen bahawa Siti Norbaya masih belum menamatkan pengajian PhD pada tarikh perbicaraan.<\/p>\n<p data-start=\"2629\" data-end=\"2828\">Berhubung isu had masa, mahkamah memutuskan bahawa tuntutan MARA tidak terhalang oleh Akta Had Masa 1953 kerana saman yang difailkan pada 2022 masih berada dalam tempoh yang dibenarkan undang-undang.<\/p>\n<p data-start=\"2830\" data-end=\"2919\" data-is-last-node=\"\" data-is-only-node=\"\">Peguam Nik Nur Amirah Nik Nuzul mewakili perayu manakala Mara diwakili Anis Amirah Amran.<\/p>\n<p data-start=\"2830\" data-end=\"2919\" data-is-last-node=\"\" data-is-only-node=\"\">Sumber: <a href=\"https:\/\/www.freemalaysiatoday.com\/category\/bahasa\/tempatan\/2026\/06\/04\/wanita-3-penjamin-diperintah-bayar-pinjaman-mara-rm857000\" target=\"_blank\" rel=\"noopener\">Free Malaysia Today<\/a> (<span class=\"underline underline-offset-4\">V Anbalagan)<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mahkamah Tinggi Sungai Petani menolak rayuan seorang wanita dan tiga penjaminnya terhadap keputusan Mahkamah Sesyen yang mengarahkan mereka membayar balik pinjaman pendidikan Majlis Amanah Rakyat (MARA) berjumlah RM857,000. Menurut laporan Free Malaysia Today, Pesuruhjaya Kehakiman Darmafikri Abu Adam dalam penghakiman bertulis yang dikeluarkan minggu lalu berkata, tiada merit dalam rayuan yang dikemukakan selain tiada alasan [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":80614,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1231],"tags":[],"class_list":["post-80612","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beritalokal"],"_links":{"self":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts\/80612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/comments?post=80612"}],"version-history":[{"count":2,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts\/80612\/revisions"}],"predecessor-version":[{"id":80616,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts\/80612\/revisions\/80616"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/media\/80614"}],"wp:attachment":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/media?parent=80612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/categories?post=80612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/tags?post=80612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}