{"id":77851,"date":"2026-04-02T10:14:02","date_gmt":"2026-04-02T02:14:02","guid":{"rendered":"https:\/\/borakdaily.com\/?p=77851"},"modified":"2026-04-02T10:14:02","modified_gmt":"2026-04-02T02:14:02","slug":"gagal-lindungi-maklumat-pelanggan-bank-rakyat-didenda-rm1-juta","status":"publish","type":"post","link":"https:\/\/borakdaily.com\/ms\/gagal-lindungi-maklumat-pelanggan-bank-rakyat-didenda-rm1-juta\/","title":{"rendered":"Gagal Lindungi Maklumat Pelanggan, Bank Rakyat Didenda RM1 Juta"},"content":{"rendered":"<div id=\"borak-488072089\" class=\"borak-before-content borak-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5543034142087042\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block; text-align:center;\" data-ad-client=\"ca-pub-5543034142087042\" \ndata-ad-slot=\"5328555284\" \ndata-ad-layout=\"in-article\"\ndata-ad-format=\"fluid\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><div data-reader-unique-id=\"1\">\n<p data-reader-unique-id=\"2\">Bank Negara Malaysia (BNM) mengenakan penalti monetari pentadbiran (AMP) sebanyak RM1 juta ke atas Bank Kerjasama Rakyat Malaysia Bhd (Bank Rakyat) susulan pelanggaran perlindungan maklumat pelanggan dan keselamatan siber pada 20 Januari 2026, lapor Bernama.<\/p>\n<p data-reader-unique-id=\"3\">Bank pusat itu berkata Bank Rakyat gagal melaksanakan piawaian keselamatan siber yang kukuh seperti yang dikehendaki di bawah dokumen dasar pengurusan risiko dalam teknologi\u00a0(RMiT PD).<\/p>\n<div id=\"attachment_77852\" style=\"width: 1120px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-77852\" class=\"wp-image-77852 size-full\" src=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/407bb0c707a37c11a9187607b2d087d066d6f072278b7.jpg\" alt=\"\" width=\"1110\" height=\"694\" srcset=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/407bb0c707a37c11a9187607b2d087d066d6f072278b7.jpg 1110w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/407bb0c707a37c11a9187607b2d087d066d6f072278b7-300x188.jpg 300w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/407bb0c707a37c11a9187607b2d087d066d6f072278b7-1024x640.jpg 1024w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/407bb0c707a37c11a9187607b2d087d066d6f072278b7-768x480.jpg 768w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/407bb0c707a37c11a9187607b2d087d066d6f072278b7-18x12.jpg 18w\" sizes=\"auto, (max-width: 1110px) 100vw, 1110px\" \/><p id=\"caption-attachment-77852\" class=\"wp-caption-text\">Foto: Bernama<\/p><\/div>\n<p data-reader-unique-id=\"4\">Katanya, Bank Rakyat juga gagal melindungi maklumat pelanggan menerusi kawalan yang mencukupi seperti yang dikehendaki\u00a0di bawah dokumen dasar pengurusan maklumat pelanggan dan pendedahan yang dibenarkan (MCIPD PD).<\/p>\n<\/div>\n<div data-reader-unique-id=\"5\">\n<h5 style=\"text-align: center;\" data-reader-unique-id=\"7\"><em>\u201cBNM mendapati bahawa Bank Rakyat telah melanggar beberapa keperluan di bawah\u00a0RMiT PD dan MCIPD PD, berikutan insiden\u00a0keselamatan siber yang melibatkan ancaman luar dan pelaku mendapat akses tanpa kebenaran terhadap infrastruktur teknologi maklumatnya.\u00a0<\/em><\/h5>\n<h5 style=\"text-align: center;\" data-reader-unique-id=\"8\"><em>\u201cPelanggaran itu berlaku disebabkan oleh kawalan keselamatan siber dan tindak balas insiden yang tidak mencukupi,\u201d <\/em>katanya di laman webnya.<\/h5>\n<p data-reader-unique-id=\"9\">Menurut BNM, Bank Rakyat telah mengambil langkah pemulihan bagi memperkukuh keselamatan siber serta\u00a0kawalan, sumber dan pengaturan tadbir urus teknologi maklumat dan komunikasi (ICT).<\/p>\n<div id=\"attachment_77853\" style=\"width: 1120px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-77853\" class=\"wp-image-77853 size-full\" src=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/9df110dda00cab153f41f0506247a04764521f11986b9.jpg\" alt=\"\" width=\"1110\" height=\"694\" srcset=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/9df110dda00cab153f41f0506247a04764521f11986b9.jpg 1110w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/9df110dda00cab153f41f0506247a04764521f11986b9-300x188.jpg 300w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/9df110dda00cab153f41f0506247a04764521f11986b9-1024x640.jpg 1024w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/9df110dda00cab153f41f0506247a04764521f11986b9-768x480.jpg 768w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/9df110dda00cab153f41f0506247a04764521f11986b9-18x12.jpg 18w\" sizes=\"auto, (max-width: 1110px) 100vw, 1110px\" \/><p id=\"caption-attachment-77853\" class=\"wp-caption-text\">Foto: Bernama<\/p><\/div>\n<\/div>\n<div data-reader-unique-id=\"10\">\n<p data-reader-unique-id=\"13\">Bank pusat itu berkata ketika membuat keputusan mengenai AMP tersebut, segala faktor berkaitan telah diambil kira dan dipertimbangkan.<\/p>\n<h5 style=\"text-align: center;\" data-reader-unique-id=\"14\"><em>\u201cIni termasuk tahap keterukan pelanggaran dan kekurangan keprihatinan munasabah Bank Rakyat dalam memastikan pematuhan dengan keperluan RMiT PD dan MCIPD PD, kawalan semasa bagi memastikan pematuhan dengan keperluan, rekod pematuhan lalu, dan tingkah laku pasca salah laku serta keberkesanan tindakan pemulihan untuk mencegah ketidakpatuhan daripada berulang lagi,\u201d\u00a0<\/em>ujarnya.<\/h5>\n<p data-reader-unique-id=\"15\">Bank Rakyat telah membayar sebanyak RM1 juta bagi AMP itu pada 26 Januari 2026 lepas.<\/p>\n<div id=\"attachment_77854\" style=\"width: 1210px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-77854\" class=\"wp-image-77854 size-full\" src=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/7809f59e-01-bank-rakyat-bernama-pic-050424.avif\" alt=\"\" width=\"1200\" height=\"750\" srcset=\"https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/7809f59e-01-bank-rakyat-bernama-pic-050424.avif 1200w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/7809f59e-01-bank-rakyat-bernama-pic-050424-300x188.avif 300w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/7809f59e-01-bank-rakyat-bernama-pic-050424-1024x640.avif 1024w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/7809f59e-01-bank-rakyat-bernama-pic-050424-768x480.avif 768w, https:\/\/borakdaily.com\/wp-content\/uploads\/2026\/04\/7809f59e-01-bank-rakyat-bernama-pic-050424-18x12.avif 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><p id=\"caption-attachment-77854\" class=\"wp-caption-text\">Foto: Bernama<\/p><\/div>\n<\/div>\n<div data-reader-unique-id=\"16\">\n<p data-reader-unique-id=\"19\">BNM berkata pihaknya mewajibkan semua institusi kewangan (FI) untuk mematuhi\u00a0RMiT PD dan MCIPD PD.<\/p>\n<h5 style=\"text-align: center;\" data-reader-unique-id=\"20\"><em>\u201cBNM tidak akan teragak-agak untuk melaksanakan tindakan penguatkuasaan dan penyeliaan yang sewajarnya sekiranya terdapat mana-mana institusi kewangan yang gagal memenuhi keperluan undang-undang dan\/atau kawal selia.\u00a0\u00a0<\/em><\/h5>\n<h5 style=\"text-align: center;\" data-reader-unique-id=\"21\"><em>\u201cTindakan penguatkuasaan yang diambil ke atas Bank Rakyat adalah selaras dengan pendekatan dan proses yang ditetapkan dalam Pendekatan Penguatkuasaan yang diterbitkan oleh BNM,\u201d <\/em>kata bank pusat itu.<\/h5>\n<p>Sumber: <a href=\"https:\/\/www.bernama.com\/bm\/news.php\/jenayah_mahkamah\/news.php?id=2539856\" target=\"_blank\" rel=\"noopener\">Bernama<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Bank Negara Malaysia (BNM) mengenakan penalti monetari pentadbiran (AMP) sebanyak RM1 juta ke atas Bank Kerjasama Rakyat Malaysia Bhd (Bank Rakyat) susulan pelanggaran perlindungan maklumat pelanggan dan keselamatan siber pada 20 Januari 2026, lapor Bernama. Bank pusat itu berkata Bank Rakyat gagal melaksanakan piawaian keselamatan siber yang kukuh seperti yang dikehendaki di bawah dokumen dasar [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":77855,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1238],"tags":[],"class_list":["post-77851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bisnes"],"_links":{"self":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts\/77851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/comments?post=77851"}],"version-history":[{"count":2,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts\/77851\/revisions"}],"predecessor-version":[{"id":77857,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/posts\/77851\/revisions\/77857"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/media\/77855"}],"wp:attachment":[{"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/media?parent=77851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/categories?post=77851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/borakdaily.com\/ms\/wp-json\/wp\/v2\/tags?post=77851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}